Mortgage Loans

mortgage loans

Lending you can trust

Take the next step toward your new home, and contact us to find out if you are eligible for a mortgage pre-approval.

Loan options for where you are now — and where you’re headed.

Every borrower’s path is different. You may be buying your first home, moving into your next one, refinancing a current mortgage, exploring purchasing in a rural area, purchasing a second home, or investing in a property.

At CBC Mortgage Agency, our experienced loan officers take the time to understand your situation and help match you with a mortgage product that supports your goals. Wherever you are on your homeownership journey, we’re here to help you move forward with confidence.

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Find your fit

Overview of Mortgage Loan Options

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Conventional Fixed-Rate

For individuals with strong credit who want a stable, unchanging rate.

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FHA Loan

A low down payment option that opens the door for more buyers.

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Adjustable-Rate Mortgage

The interest rate adjusts over the term of the loan.

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Section 184 Loan

Home financing for members of a federally recognized tribe.

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USDA Loan

Shopping for a home in a rural area. Income limitations apply.

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Temporary Buydown

Temporarily reduce the monthly payment with a lump sum paid by a third party, such as a builder or the seller.

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Jumbo Loan

A high-value home financing option above standard limits.